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Banking at BOC

BOC offers no monthly fee, easy access accounts that will allow you to bank and
never visit a branch.

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Checking Accounts Free to open with issuance of debit card No monthly fees with electronic statements Reimburse two ATM fee transactions not to exceed $8 a month Mobile Check Deposit Easy to use Online and Mobile Banking Platform	Interest Bearing Accounts Choose from Savings Account or Certificates of Deposit Money Market Account Accounts to let your money start to work for you	BOC Collect Customers will be able to electronically settle with other business accounts for free Payments will arrive the next business day Apartment owners, gym owners and city municipalities will be able to set up collections and avoid paying large credit card fees Only available for business customers
Business ACH Upload Send or receive a large amount of transactions Upon approval, BOC allows businesses to upload a single file with multiple ACHs to save you time and money Payments will settle the next business day	Other Account Features BOC Pay: Free electronic payments system that settles the next business day Pay-A-Friend: Pay anyone with a valid cell phone number Remote Check Deposit Available *limits apply

Rates

Type	Interest Rate	APY*
Savings	0.75%	0.75%
Money Market	1.35%	1.36%
30 day CD	3.25%	3.30%
90 day CD	3.25%	3.29%
180 day CD	3.25%	3.28%
1 year CD	2.90%	2.93%
Minimum opening balance of $1,000 for CDs. Penalties will be imposed for early withdrawal of CD accounts. Minimum opening balance of $1,000 on Money Market accounts and $25 on Savings. Rates may change after account is open. Fees could reduce earnings on accounts. *APY = Annual Percentage Yield

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We’re ready to change the way you think about banking and get you where
you want to go. You first.

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