Banking at BOC

BOC offers no monthly fee, easy access accounts that will allow you to bank and
never visit a branch.

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Checking Accounts

  • Free to open with issuance of debit card
  • No monthly fees with electronic statements
  • Reimburse two ATM fee transactions not to exceed $8 a month
  • Mobile Check Deposit
  • Easy to use Online and Mobile Banking Platform

Interest Bearing Accounts

  • Choose from Savings Account or Certificates of Deposit
  • Money Market Account
  • Accounts to let your money start to work for you

BOC Collect

  • Customers will be able to electronically settle with other business accounts for free
  • Payments will arrive the next business day
  • Apartment owners, gym owners and city municipalities will be able to set up collections and avoid paying large credit card fees
  • Only available for business customers

Business ACH Upload

  • Send or receive a large amount of transactions
  • Upon approval, BOC allows businesses to upload a single file with multiple ACHs to save you time and money
  • Payments will settle the next business day

Other Account Features

  • BOC Pay: Free electronic payments system that settles the next business day
  • Pay-A-Friend: Pay anyone with a valid cell phone number
  • Remote Check Deposit Available *limits apply


TypeAPY*Effective Date
Money Market0.65%5/16/2018
30 day CD0.40%9/21/2018
90 day CD0.80%12/20/2018
180 day CD1.05%12/20/2018
1 year CD1.51%12/20/2018
Minimum opening balance of $1,000 for CDs. Penalties will be imposed for early withdrawal of CD accounts.
Minimum opening balance of $1,000 on Money Market accounts and $25 on Savings. Rates may change after account is open. Fees could reduce earnings on accounts.
*APY = Annual Percentage Yield

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We’re ready to change the way you think about banking and get you where
you want to go. You first.


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