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Banking at BOC

BOC offers no monthly fee, easy access accounts that will allow you to bank and
never visit a branch.

Checking Accounts

Free to open with issuance of debit card
No monthly fees with electronic statements
Reimburse two ATM fee transactions not to exceed $8 a month
Mobile Check Deposit
Easy to use Online and Mobile Banking Platform

Interest Bearing Accounts

Choose from Savings Account or Certificates of Deposit
Money Market Account
Accounts to let your money start to work for you

BOC Collect

Customers will be able to electronically settle with other business accounts for free
Payments will arrive the next business day
Apartment owners, gym owners and city municipalities will be able to set up collections and avoid paying large credit card fees
Only available for business customers

Business ACH Upload

Send or receive a large amount of transactions
Upon approval, BOC allows businesses to upload a single file with multiple ACHs to save you time and money
Payments will settle the next business day

Other Account Features

BOC Pay: Free electronic payments system that settles the next business day
Pay-A-Friend: Pay anyone with a valid cell phone number
Remote Check Deposit Available *limits apply

Rates

Type	Rate	APY*
Savings	2.00%	2.02%
Money Market	2.40%	2.43%
30 day CD	2.40%	2.43%
90 day CD	2.40%	2.42%
180 day CD	2.75%	2.78%
1 year CD	3.10%	3.14%
Minimum opening balance of $1,000 for CDs. Penalties will be imposed for early withdrawal of CD accounts. Minimum opening balance of $1,000 on Money Market accounts and $25 on Savings. Rates may change after account is open. Fees could reduce earnings on accounts. *APY = Annual Percentage Yield

Open an Account

We’re ready to change the way you think about banking and get you where
you want to go. You first.

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