Conventional Loans
- As low as 3% down
- Primary residence, 2nd homes and investments
- Down to 620 credit score
- Seller can pay up to 3% towards closing cost
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FHA Loans
- Easier credit qualifying
- Low 3.5% down payment
- Great for first time homebuyers
- Down to 580 credit score
- Seller can pay up to 6% towards closing cost
- Down Payment Assistance Programs Available
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Jumbo Loans
- As low as 10% down
- No MI options
- Fixed and adjustable rates
- Down to 700 credit score
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VA Loans
- Zero down payment
- Seller can pay up to 4% towards closing cost
- Down to 580 credit score
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USDA Loans
- Zero down payment
- Seller can pay up to 6% towards closing cost
- Primary residence only
- Income and location restrictions apply
- Down to 600 credit score
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Cash-Out Refinance Loans
- Up to 80% LTV throughout Texas
- Down to 620 credit score
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