Personal Bank Accounts
Savings
|
Annual Percentage Yield
|
 
What you need to know:
|
|
Limited to 6 transactions a |
   |
month
|
|
FDIC insured up to $250,000 |
|
Minimum balance of $25 |
|
No monthly service fees |
   |
with online statements |
 
Money Market
|
Annual Percentage Yield
|
 
What you need to know:
|
|
Limited to 6 transactions a |
   |
month
|
|
FDIC insured up to $250,000 |
|
Minimum balance of $1,000 |
|
No monthly service fees |
   |
with online statements |
 
CD
 
|
  Less than $100,000
|
|
  Minimum $100,000
|
Annual Percentage Yield
|
|
  Less than $100,000
|
|
  Minimum $100,000
|
Annual Percentage Yield
|
|
  Less than $100,000
|
|
  Minimum $100,000
|
Annual Percentage Yield
|
|
  Less than $100,000
|
|
  Minimum $100,000
|
Annual Percentage Yield
|
|
  Less than $100,000
|
|
  Minimum $100,000
|
Annual Percentage Yield
|
 
What you need to know:
|
|
FDIC insured up to $250,000 |
|
Early withdrawal penalty will apply |
|
Minimum opening balance of $1,000 |
|
Must be funded within 15 days to |
|
receive current interest rate |
 
Checking
 
What you need to know:
|
|
No service fees with online statements |
|
BOC Pay a Friend |
|
Remote Check Deposit |
|
FDIC insured up to $250,000 |
|
Apple Pay, Samsung Pay, Google Pay |
   |
(Coming Soon) |
|
Opening deposit of $25 |
 
Business Bank Accounts
Savings
|
Annual Percentage Yield
|
 
What you need to know:
|
|
Limited to 6 transactions a |
   |
month
|
|
FDIC insured up to $250,000 |
|
Minimum balance of $25 |
|
No monthly service fees |
   |
with online statements |
 
Money Market
|
Annual Percentage Yield
|
 
What you need to know:
|
|
Limited to 6 transactions a |
   |
month
|
|
FDIC insured up to $250,000 |
|
Minimum balance of $1,000 |
|
No monthly service fees |
   |
with online statements |
 
CD
 
|
  Less than $100,000
|
|
  Minimum $100,000
|
Annual Percentage Yield
|
|
  Less than $100,000
|
|
  Minimum $100,000
|
Annual Percentage Yield
|
|
  Less than $100,000
|
|
  Minimum $100,000
|
Annual Percentage Yield
|
|
  Less than $100,000
|
|
  Minimum $100,000
|
Annual Percentage Yield
|
|
  Less than $100,000
|
|
  Minimum $100,000
|
Annual Percentage Yield
|
 
What you need to know:
|
|
FDIC insured up to $250,000 |
|
Early withdrawal penalty will apply |
|
Minimum opening balance of $1,000 |
|
Must be funded within 15 days to |
|
receive current interest rate |
 
Checking
 
What you need to know:
|
|
No service fees with online statements |
|
BOC Pay a Friend |
|
Remote Check Deposit |
|
FDIC insured up to $250,000 |
|
Apple Pay, Samsung Pay, Google Pay |
   |
(Coming Soon) |
|
Opening deposit of $25 |
 
|